Can a mortgage is got by me by having a CCJ?
Some loan providers will straightaway dismiss your case if the credit file contains reference to a County Court Judgement (CCJ), even when it is often settled. Bad credit mortgage brokers, nonetheless, takes a far more good take on the problem so long as you meet other distinct eligibility requirements, you have got a fairly sized deposit (usually 10% or maybe more), and/or your CCJ had been registered a lot more than 36 months ago.
CCJs registered in the final 12 months need alot more of a negative affect your odds of securing a home loan offer. Specially big CCJs, multiple CCJs, and CCJs that is satisfied restrict your options further.
Can I get home financing after defaulting?
Numerous loan providers will not loan to some body with defaults on the credit report. Read more